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Bottomline Technologies EMEA uses 9 email formats, with first_initial last (ex. 0) being used 26.7% of the time.331 – BC Alexander the Great defeats Darius III of Persia in the Battle of Gaugamela.. 0331 BC – Alexander the Great defeats Darius III of Persia in the Battle of Gaugamela. 366 – St Damasus I begins his reign as Catholic Pope; 704 – Aengibald gives away bishop Willibrord estate in Waalre; 911 – During a siege in Constantinople, the Theotokos (Mary, the mother of Jesus) appeared at ...
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no FX fee credit cards
Purchasing a handbag in a foreign currency typically leads to a currency conversion charge of 2-3% by your bank/credit card provider. As such, make sure to use a no foreign exchange fee credit card (if possible) to avoid this charge.
vat/gst refunds
VAT (Value-added Tax)/GST (Goods and Services Tax) are particularly high in Europe, ranging between 15-25%. If you are a visitor to the EU, you are likely to be able to claim back the VAT which would be a huge saving! Similar refund options are provided in many other countries around the world. Inquire with the retail store directly on the process. Most will use the services of Global Blue or a similar tax refund company.
USA / Canada sales taxes
Be aware of retail prices in the USA and Canada. In these countries, sales tax is added to the advertised handbag price (varies by province/state/region e.g., 8.875% in New York City). This in contrast to most other countries where taxes are already included in advertised retail prices.