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The Advanced Email Conference, 12th November 2019

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Contact us - Aviva

For our joint protection, telephone calls may be recorded and/or monitored and will be saved for a minimum of five years. The cost of calls to 03 prefixed numbers are charged at national call rates (charges may vary dependent on your network provider) and are usually included in inclusive minute plans from landlines and mobiles.

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lv insurance uk head office Suite 2720, Level 2 Pwc Building, 188 Quay Street Auckland, 1010 +64 9 363 2871

Securitas is proud of our employees and we want you to know that your voice is important in our company. The Securitas Hotline offers confidential reporting of concerns.

Bolt Help

For Restaurants. Information about the app, managing orders and payments. Bolt Food. Information about the food app, placing an order and delivery. For Couriers

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Freeway Insurance offers competitive rates for homeowners insurance. Our homeowner insurance provides lv insurance uk head office a safety net for you and your family when unfortunate events such as theft, fire, or flood happen. Our licensed insurance experts can help you select the …

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Individual Protection. Customer Services Telephone: 0800 917 0100 Email: nrd.kbic-nsn.gov For protection policies taken out from 1 August 2011, please contact: Telephone: 0800 917 0100 Email: nrd.kbic-nsn.gov Address: MetLife, PO Box 1411, Sunderland, SR5 9RB For protection policies taken out before 1 August 2011, please contact:

no FX fee credit cards

Purchasing a handbag in a foreign currency typically leads to a currency conversion charge of 2-3% by your bank/credit card provider. As such, make sure to use a no foreign exchange fee credit card (if possible) to avoid this charge.

vat/gst refunds

VAT (Value-added Tax)/GST (Goods and Services Tax) are particularly high in Europe, ranging between 15-25%. If you are a visitor to the EU, you are likely to be able to claim back the VAT which would be a huge saving! Similar refund options are provided in many other countries around the world. Inquire with the retail store directly on the process. Most will use the services of Global Blue or a similar tax refund company.

USA / Canada sales taxes

Be aware of retail prices in the USA and Canada. In these countries, sales tax is added to the advertised handbag price (varies by province/state/region e.g., 8.875% in New York City). This in contrast to most other countries where taxes are already included in advertised retail prices.